Is Your Portfolio Halal?

Investing with Rubicon Global Halal Advisors provides a positive alternative to conventional ethically-questionable investments and the “business as usual” practices of the financial industry that led us to the economic meltdown that began in 2008. More and more investors seek sustainable and socially responsible investments which offer transparency, the primacy of ethical considerations, an approach based on risk sharing, and a mechanism which allows investors the potential of “doing well by doing good.”

What is Halal Investing?

Halal investing and Islamic finance are a type of socially responsible investing governed by Islamic principles. In addition to the environmental and human rights screens used by some sustainability-based investment models, halal investing also utilizes the following investment screens:

Ethical Screen: Investments are only made in companies which are not related to certain activities which are considered forbidden in Islamic culture. The ethical screen filters out companies engaged in the business of weapons, liquor, tobacco, pork, gambling, and pornography. It’s easy to see why these restrictions are attractive to socially responsible investors who are motivated to help protect future generations from the social ills these types of businesses encourage.

Financial Screen: Interest is explicitly prohibited in halal investing. Therefore, Rubicon Global Halal Advisors does not invest in bonds, preferred stock, or any other interest-bearing security. The financial screen also excludes companies that have significant debt and pay or receive a significant amount of interest.

How will your money be invested?

With Rubicon Global Halal Advisors your money is invested according to your specific needs, values, investment goals, and risk tolerance. Our focus is on delivering consistent returns for you during these turbulent financial times. We seek to manage risk and maximize opportunity by taking advantage of global trends that many money managers miss. Our dynamic style of asset allocation is based on an extraordinary amount of research and analysis that helps us in our efforts to forecast future market conditions and make smart decisions with your portfolio.  Our goal is to simply do what works, consistently, and with great results. Our advisory services allow you to invest intelligently with confidence without having to watch your portfolio every day.

Our Balanced Portfolio Model seeks (1) to preserve capital and (2) to attain capital appreciation. This portfolio will invest funds in both domestic and international equity markets.

Our Aggressive Portfolio Model seeks to attain capital appreciation.  The risk is greater than that associated with the Balanced Portfolio; therefore, investors should be willing to tolerate its higher volatility.

What is our past performance?

** Performance results reflect time-weighted rates of returns of a composite of actual portfolios. Past performance may not be indicative of future results and the performance of a specific individual account may vary substantially from the composite performance. Different types off investments involve varying degrees of risk, and there can be no assurance than any specific investment will be profitable.

What is the cost?

Unlike many brokers, we make no profits on trades. We simply charge a fee based on assets under management, which aligns our incentive with our clients' best interests.  The fee structure is simple, transparent, and is often less than our clients were previously paying for mutual funds or other money management services.

Where are the accounts held?

We are partnered with Charles Schwab Institutional, the custodian of our accounts, and we use their world class investment platform to support our back office operations. You will have 24/7 access to your accounts through the Charles Schwab & Co., Inc. client website at www.schwaballiance.com.

Can I contact my investment advisor when I have questions?

Our investment team is here to answer your questions and guide you in your financial decisions. Whether you are a seasoned investor or just setting up your portfolio, we will help you develop a robust strategy to meet your needs.

How do I open an account?

Opening an account is easy. During a consultation with your personal investment advisor, you'll decide your level of risk and create a portfolio that best suits your needs. Give us a call at 503-997-2007 or fill out the following form to get started today.

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* Consider all factors. Please remember that any investment involves risk. The investment return and principal value of an investment will fluctuate, and shares, when redeemed, may be worth more or less than their original cost.